Harbour Point Financial Group, Inc.

 

 

 

Welcome to our Website 

Harbour Point Financial Group

Achieving your financial goals is a process, not an isolated event. It takes the coordinated efforts of everyone involved.  It requires the highest level of commitment. And it demands consistent, careful attention.

  It also demands developing a solid relationship with every member of your financial team. A relationship built on trust.

  That’s because trust is the key to a successful long-term approach – the foundation from which every strategy, goal and objective is built.

  Once we’ve earned your trust, we can begin to address your individual needs through a careful analysis of your personal requirements and the development of a sound financial plan based on proven planning techniques. Then, working together, we can insure that your plan is fully implemented, monitored, and evaluated to meet the realities of an ever-changing financial environment. 

We'll work hard to earn your trust.

We'll work even harder to keep it.

 

 

 
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

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Newsletters

HOT TOPIC: Are Housing Troubles Standing in the Way of Growth?

In the wake of past recessions, the housing industry provided a meaningful economic boost. This time around, the pace of the recovery has been more sluggish than expected, and ongoing weakness in the housing sector may be to blame.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

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