Celebrating 30 Years!1982 - 2012Welcome to our WebsiteHarbour Point Financial GroupAchieving your financial goals is a process, not an isolated event. It takes the coordinated efforts of everyone involved.  It requires the highest level of commitment. And it demands consistent, careful attention.  It also demands developing a solid relationship with every member of your financial team. A relationship built on trust.  That’s because trust is the key to a successful long-term approach – the foundation from which every strategy, goal and objective is built.  Once we’ve earned your trust, we can begin to address your individual needs through a careful analysis of your personal requirements and the development of a sound financial plan based on proven planning techniques. Then, working together, we can insure that your plan is fully implemented, monitored, and evaluated to meet the realities of an ever-changing financial environment.We'll work hard to earn your trust.We'll work even harder to keep it.


 
 

 

Welcome to our Website

Harbour Point Financial Group

 

Achieving your financial goals is a process, not an isolated event. It takes the coordinated efforts of everyone involved.  It requires the highest level of commitment. And it demands consistent, careful attention.

  It also demands developing a solid relationship with every member of your financial team. A relationship built on trust.

  That’s because trust is the key to a successful long-term approach – the foundation from which every strategy, goal and objective is built.

  Once we’ve earned your trust, we can begin to address your individual needs through a careful analysis of your personal requirements and the development of sound financial strategies based on proven techniques. Then, working together, we can ensure that your plan is fully implemented, monitored, and evaluated to help meet the realities of an ever-changing financial environment.

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   We'll work hard to earn your trust.

   We'll work even harder to keep it. 

                                                                                 
 

 

 
Calculators

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

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Newsletters

Investing in the Future

Due to the fiscal struggles of state governments, in-state tuition and fees at public four-year colleges and universities rose dramatically for the 2011-12 school year. The cost of private institutions also continues to increase. This article presents information on the cost of a college education and how a 529 plan may be a helpful savings vehicle.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

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